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Mortgage Companies

Mortgage CompaniesMortgage companies have been engaged in a wide-ranging international and domestic legal practice for over 75 years. Our size and diversity of our practice enable us to be a full-service law firm in virtually all areas of law while affording clients close contact and working relationships with the firm's partners and associates. It focus on the realities of our clients' continually evolving business needs. Whether we are working with individual clients, a small start-up company or an international corporation, we use teamwork to respond to these issues with practical, cost-effective and innovative legal solutions. It offers an extensive menu of products - from standard borrower-paid mortgage insurance to captive reinsurance. Its programs are designed to give consumers a broad range of cost-saving options, while at the same time helping lenders create customized programs to increase originations and close more loans.

Mortgage companies process your application locally and follow it all the way to closing. We are an independent brokerage company that represents a variety of lenders with programs to meet YOUR home mortgage needs. We have flexible appointment hours to accommodate YOUR busy lifestyle. Personal, local, friendly service is BACK. In other cases, information is shared to streamline the delivery of services such as when processing a mortgage loan application. Also, the sharing of information helps to ensure that the customer will be able to receive offers and updates on services that are offered from time to time of our affiliates such as mortgage, insurance, trust and investment products. 

Mortgage companies are committed to the integrity of its business and culture and seeks to share its best practices with investors, analysts, clients and the media. This section provides access to the Guidelines of Corporate Governance, Board committee charters and our Code of Conduct and Ethics for our employees and directors. We also provide a downloadable, printable version (PDF) of all of the guidelines and charters. There are many loan products designed to meet the borrowers individual criteria. Most of these products fall under a few basic loan types.

  • 15-Year and 30-Year Fixed Rate
    Payment and rate stay the same from start to finish 
  • 5 and 7 Year Balloons
    Lower start rate. Some of the balloon programs may be converted to an adjustable rate or a fixed rate after the 5 or 7 years, with very low fee and attractive rate 
  • Adjustable Rate Mortgage (ARM)
    Lowest start rate Adjusts either every 6 months or every 12 months depending on program and grade and is
    based on the economy 6% ceiling for prime and 7% ceiling for sub-prime. 

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